


01 — About
We Focus on business & private solutions. To help everyone get access to digital finance, and the benefits of having the control over your own finances.

ACT is created on the Stellar Blockchain to support our ecosystem, the Stellar Family, and all ACTPartners. Creating connections through Liquidity pools and using the SDEX as a main platform for distribution ensures a sustainable and flawless experience.

MonarchBalancedCovenant. apay concept to proof the SDEX is magic. No banks, No institutions.

ApayXLM ($AXLM) is a 1:1 backed XLM token. For every ApayXLM token one (1) $XLM is going to be stored in the order book and liquidity pool. ApayXLM helps to keep value within Authentic-Payment, expanding the ecosystem, creating new earnings and adding new concepts for implementation. Move your ApayXLM acros the Stellar blockchain and hold them in your favourite wallet while being able to claim your XLM back or pool them with $Apay or $ACT for hourly airdrops. We’ve putted the further minting on hold, moving to a EURO pegged token. we keep the orderbook set 1:1 with XLM but locked the issuer address so no more can be minted. remaining AXLM keep being used and maintained until the full supply is out, the peg then will be free from the 1:1 rate with XLM but keeps 1 for minimum value. We do keep the peg and create additional utilities using AXLM to facilitate our DeFi and Unbanking strategies & solutions and as an acceptance of payments. more is in store for AXLM and it can fit into multiple concepts and real world usage.

$Apay is the speculative Authentic-Payment token to power our operations and give access to rewards, discounts & operational setups.

02 — Goals
Community

03 — Why JDM
Working together to help bring awareness and education to Stellar
@lisal
/Announcements
🔒 JDMC Liquidity Pool Update: Second LP Wallet Officially Locked! Following our initial LP wallet lock back in July (paired with $ACT, $MBC
Oct 5, 2026
@lisal
/Contests, Giveaways & Rewards
Jump into JDMC Pools, the earning doesn't stop! 💧 All of our rewarded JDMC pools: 🆕 New daily reward pools: JDMC/XLM JDMC/USDC JDMC/MIXT ⏱
Sep 25, 2026
@lisal
/MerchShop News
Rep your favorite Stellar projects in style. @X_LMNR and @OfficialApay @OfficialACTHub merch collections are also officially available on Et
Sep 17, 2026
@lisal
/Partners
Real community, instant rewards. Experience the ACT Ecosystem on Stellar. t.me/EarnACT #ACTonStellar #ACTFamily #ACTPartners #StellarFamily
Aug 20, 2026
@lisal
/Contests, Giveaways & Rewards
🚀 JDM CREATOR REWARDS ARE LIVE! Get paid to post about the best of the Stellar ecosystem! How to Earn: Join JDM in # ACTHUB & add $ACT
Aug 18, 2026